Financing

Through our Partner

paybright@2x

Interest Free

0% APR for up to 12 months

Easy monthly Payment

For purchases
over $300 and up to $15000

Quick and Convenient

Finalize you order within minutes

High Approval Rate

For purchases over $300

How it works

We partnered with PayBright to offer easy and convenient financing to HomeBay customers.

Choose PayBright

Add items to your Cart as usual, and select PayBright as your payment method in Checkout. You'll get redirected to PayBright's application form.

Application Form

Complete PayBright's easy online application and get an instant approval decision and to view your payment plan details. The form and approval takes less than a minute.

Done.

Once you confirmed your payment plan and completes your purchase, your order will be processed as usual.

Frequently asked questions

HomeBay partnered with PayBright to offer our customers interest-free financing.
We offer interest-free financing for 3, 6 or 12 months.
Unfortunately 0% financing offer can’t be combined with any other offer or coupon.
  1. Add items to your Cart as usual, and select PayBright as your payment method in Checkout.
  2. Complete PayBright’s easy online application and get an instant approval decision.
  3. Confirm your payment plan with PayBright and return to HomeBay to complete your order. We’ll process and ship your order as usual.
  4. Make 3, 6 or 12 monthly payments to PayBright while you enjoy your new furniture.
PayBright will help set up pre-authorized payments from your bank account.
PayBright monthly financing is available for purchases from $300-$15,000.
PayBright payment plans are available to Canadian residents above the age of majority, which is 18 or 19, depending on your province.
PayBright financing is applied to your entire order. To use PayBright for only part of your purchase, please complete two separate transactions with different payment methods.
Yes, all PayBright payment plans can be prepaid at any time without penalty.
Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method. For further information, please contact PayBright.
After you have completed a transaction with PayBright, you can access your account here. If you have any questions or trouble logging in, please contact PayBright.
Purchases made using PayBright financing are subject to our standard return policy. If your return has been approved your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.
If you have additional questions about your application or financing options and want to talk to a PayBright Associate directly, call 1-877-276-2780 or visit PayBright.